But it really comes down to your insurance companys underwriting guidelines.

Can i get car insurance if the car is not in my name. No in most cases its unlikely that youd be able to insure a car that isnt in your name. However it can be tricky especially if you do not reside with the vehicles owner. Once you understand how your company defines an insured driver you will have a better idea if.

The answer to that question is complex. That said there are ways around it. If a car is not registered in your name then you might have problems trying to get insurance for that car depending on the state that you live in.

However you can co-title a car or add someone as a named insured to your auto policy. Generally insuring a car thats not registered in your name is possible. Legally you probably do not need to buy auto insurance if you do not own a car.

In the case of a claim your insurer will write the claim check out to the owner of the car. Only in rare cases do insurance companies allow you to insure a car you dont own. No you cannot insure a car that is not registered under your name.

Insurable interest means that you have sufficient reasoning for insuring a vehicle thats not in your name. You can enlist yourself as a user of the car by being the named driver you can opt for a transfer of title to your name before getting insurance or the owner of the car can add you to their insurance policy. Insuring a car not in your name may be possible but it depends on the insurance companys underwriting guidelines.

If youre looking for the easiest way to insure a car thats not in your name you can add the owner of the vehicle to your insurance policy as an additional interest. If the car is insured but not in my name or rather your name its important that you verify that you have coverage in the form of an automatic coverage extension. However if you frequently rent cars or drive someone elses car it may be a good idea to buy a non-owner policy.