If you are a US.

Can i get car insurance if the car is not in my name. The main problem with insuring a car that is not in your name is that you will have to show an insurable interest in the car to prove to the auto insurance company that they should give you a policy. Insurable interest means that you have sufficient reasoning for insuring a vehicle thats not in your name. One alternate option is to become an additional owner of the car by co-titling the vehicle.

If youre looking for the easiest way to insure a car thats not in your name you can add the owner of the vehicle to your insurance policy as an additional interest. Insuring a car not in your name may be possible but it depends on the insurance companys underwriting guidelines. Generally insuring a car thats not registered in your name is possible.

Each insurer sets its own rules and regulations and establishes rules about purchasing car insurance policies. That being said your insurer might not give you a policy if you dont. In addition to insurable interest state laws may apply.

Enlisting as a Named Driver. However you can co-title a car or add someone as a named insured to your auto policy. If you dont have an insurable interest in a vehicle meaning youd be financially affected if anything happened to it most car insurance companies will not allow you to insure it.

Non-owner insurance is an option for people who dont own a vehicle but want to be covered with liability coverage in case of accidents. Legally you probably do not need to buy auto insurance if you do not own a car. If the car is insured but not in my name or rather your name its important that you verify that you have coverage in the form of an automatic coverage extension.

However it can be tricky especially if you do not reside with the vehicles owner. It is possible to purchase auto insurance for a specific vehicle you do not own in some circumstances. You can insure a car that isnt registered to your name if youre the primary driver of the vehicle.