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California auto insurance personal injury protection. Personal injury protection insurance or PIP offsets medical bills and certain other expenses if you other drivers on your car insurance policy or your passengers are hurt in an accident regardless of who is at fault. Auto insurance helps pay for the injuries and damage that can happen when you own and drive a car or other motor vehicle. What Does Personal Injury Protection Cover.
Medical Pay Benefits coverage is simply known as Med Pay and it is additional coverage that attaches to an individuals automobile policy. Personal Injury Insurance outside of California in the No-Fault States Personal injury insurance also called personal injury protection insurance or PIP for short is a type of insurance that protects you from the costs associated with a traffic accident whether you are at fault or not. One thing you should be aware of is that if you are involved in an accident in California having PIP insurance can prevent you from needing to go through the fuss of filing a personal injury claim.
Personal injury protection PIP insurance covers medical expenses lost wages and household expenses after a covered driver or their passengers are injured in a car accident. So if your injuries are minor or arguing your case in court would cost you more than youre likely to get then PIP insurance still has you covered. Also personal injury protection auto insurance covers attorney fees lost wages and child care expenses.
4 So a driver who has purchased the minimum 15305 insurance must be offered at least 15305 uninsured underinsured motorist coverage. Requirements for this coverage vary from state to state. No Medical Questions Immediate Cover.
It can help you understand your auto policy. Personal injury protection insurance pays for medical costs and other accident expenses regardless of who is at fault. Personal injury protection also known as no-fault insurance pays the medical bills and rehabilitative costs for you and your passengers after youre injured in a car accident.
That is it is not required in California. Plus no hidden fees. From injuries - unexpected hospital stays - accidental death have the cover you need.