You can find out if the other driver has insurance by contacting the Motor Insurance Database.

Auto accident other driver no insurance. Being involved in a car accident can be challenging enough especially if you experience painful injuries and your vehicle is damaged beyond repair. The other driver should report the accident to their own insurer. If it turns out the other driver is uninsured and you have uninsured motorist coverage property damage UMPD you can make a claim for your vehicles damage.

No Risk to The Car Owners No Claims. In other states you can only recover damages based on the other drivers percentage of liability. 30 60 90 180 Day Cover.

However you may get that money back if your insurer is able to settle with the other drivers insurance company. But when the other driver has no insurance filing a lawsuit can be something of a dead end more on this later. Ad Learn To Drive With Family or a Friend.

If youve been in an accident and you receive a letter or claim form from the other driver or their insurer forward this to your own insurer. A non-fault claim usually occurs where another driver is involved and has complete liability for the incident for example they pulled out at a junction and hit your car or they hit you from. You could therefore ask for compensation for any injuries from the other driver if they had a valid policy.

Recommended by 938 Of Users. The first thing that you will probably be burdened with if you were in a car accident with no insurance is a penalty. My car is totaled and has to be junked while the other driver drove off without giving his insurance info.

If the accident wasnt your fault. In Ohio the fine for driving a car without the proper insurance coverage is the temporary revocation of your drivers license for a first offense and a license reinstatement fee of 100. While you do need to call your own car insurance company to report the accident you are under no obligation to talk to the other drivers insurance carrier.