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Auto policy split limits. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. Your declarations page of your auto insurance policy may include an annotation that looks something like 250000500000250000 for example. For example you may receive a limit of 25000 for bodily injuries 50000 for all injuries in the accident and 10000 for all property damage sustained in the accident.

They also slice BI coverage into a limit per person and per incident. Also known as split liability policies these are designed to determine the max amount an insurance provider will pay for different components of the policy. It specifies limits for three specific types of claim.

Our Price Index Shows Car Insurance Premiums Fell 105 - Did yours. By contrast combined single limit coverage gives you one amount of coverage to use as needed for the expenses resulting from an accident. Our Claims Team Are Available 247 365 Days A Year For You If You Need To Make A New Claim.

The maximum amount that will be paid to any one injured person. What Are Split Limits. The second limit is a per occurrence limit.

Your policy would only cover the first persons injuries up to 100000 in Bodily Injury. In a split limit automobile policy you will purchase a limit of liability insurance that will have three numbers. If you have a Split Limit Policy of 100300 100.

The first limit is a per person limit. The second injured person will be covered in full at 20000 because you have up to 100000 per person and no more. This kind of coverage usually splits the amount of coverage three ways.