If you are towing a utility trailer to haul a car an ATV or a boat you may have extended coverage for the trailer itself not necessarily the contents.

Are utility trailers covered under auto insurance. The type of coverage you need can also depend on the type of trailer you own. Here are some common questions you might ask. Here is a breakdown of the types of recreational trailers that you can buy that will be partially covered under your car insurance.

Enjoy Protection To Suit Your Lifestyle Needs Plus Choose Your Own Excess. Your utility trailer is likely not included in your regular car insurance. Do utility trailers need insurance.

Your auto insurance policy will protect you against any damage or injuries youre liable for while pulling your utility trailer but. With utility trailers there is the concern of the goods that they are carrying get damaged. The goods themselves are nor covered under the standard vehicle insurance.

That has implications for everyday scenarios. Trailer liability insurance can provide coverage for injuries and damages caused by various types of trailers including boat trailers horse trailers fifth wheel RVs and utility trailers. Eligible trailers and vehicles are defined as utility trailers travel trailers and horse trailers that you own and are registered in your name Your auto insurance wont provide liability coverage for a rented or non-owned trailer.

Trailer insurance covers horse trailers motorcycle trailers ATV trailers boat trailers utility trailers and many other varieties. Some trailers are covered under your car insurance and others are not. However a stopped trailer on the roadway can still be very dangerous to other vehicles and drivers.

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