If not and you were not at fault in the accident the other drivers insurance may pay for a rental car for you.

Will my insurance pay for my rental car. Companies like Turo and Getaround make it easy to rent your car to local drivers for a few days each month. In the best of cases fault will be clear and the insurance provider will pay for your rental vehicle directly. A rental car will only be covered by your insurance if you have rental car reimbursement also called substitute transportation coverage or loss of use coverage as part of your auto policy.

Rental reimbursement coverage will cover the cost of a replacement rental car while yours is being repaired after a covered claim. Pay with Your Existing Car Insurance In many cases if your regular auto insurance covers collision damage to your insured car it also covers damage to a short-term rental. Rental car insurance could cost you an extra 35-40 a day for all the different coverages nearly doubling the price of the rental car.

Refer to your own auto insurance policy for details as coverage and limits vary by insurance policy. Credit card rental car insurance often excludes coverage for liability or personal injury to you or others. If you live in a large city with a personal car rental service renting out your car could make you enough cash to pay your regular insurance bills plus extra.

Generally coverage from your primary auto insurance will extend to a rental vehicle. Learn more about rental reimbursement coverage types. However your liability insurance will not pay for the damage you do to the rental car that will require different coverage.

There may be additional fees from the rental car company for the loss of use of their vehicle that your credit card wont cover. Does my insurance company cover a rental car after an accident. Other times they might be slow to claim liability in which case you may have to pay for the rental car yourself or through your own policys rental reimbursement coverage if you have it and pursue reimbursement later.

Read your cards fine print. The short answer is yes. To get this coverage you need to use the credit card to reserve and pay for the rental vehicle.