If you dont have liability comprehensive and collision coverage on your own car then your insurance likely will not cover your rental car if you get into an accident or damage the rented vehicle.

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For example when it comes to liability insurance if you cause an accident while driving the rental car your liability insurance would pay up to your policy limits for the damages done to other cars or property. If youre living in Europe most car rental agreements include cover for damage theft and third-party liability so you dont necessarily have to buy extra insurance when you hire a car. Car Hire Excess Insurance is not a legal requirement however many customers opt to purchase this type of cover to avoid expensive excess waivers charged by the rental companies themselves.

Ad Rental Car Company Insurance Is Twice As Much Covers Less. While car hire agreements typically offer some level of insurance for your rental excess cover could give you better peace of mind. Insuring your hire car can be confusing.

No Exclusions - 0 Excess. Although you may be covered to drive other cars as part of your insurance policy this cover often specifically excludes rental vehicles. Damage cover technically called Collision Damage Waiver theft cover Theft Protection and third-party cover.

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Up to 90 Cheaper than Excess Waiver Cover from the Car Hire Desk. In the USA it may have to be purchased separately. Car rental contracts usually offer some level of cover for example Collision Damage Waiver CDW sometimes referred to as Loss Damage Waiver - LDW or third-party liability insurance however car hire excess insurance can offer further piece of mind.