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Will my insurance cover damage to a rental car. Most hire car insurance policies are included in the price you pay when you book but its worth exploring whats covered as its not always the same level of cover youd expect if you were buying insurance for your own vehicle. In addition CDW generally does not cover certain areas of the car such as the windscreen tyres and the undercarriage. You will however be asked to contribute towards the cost of these repairs which is your excess.

Fortunately rental companies tend to include their own cover when they let you hire a car. The bit that you pay is called the excess and its usually between 500. Before you sign the collision or loss damage waiver check your policy to see if it includes coverage for loss-of-use of a rental vehicle.

Get A Free Quote In Minutes. If your locked rental car is broken into while youre traveling the travel insurance add-on will cover any damage or vandalism of the vehicle. Get A Free Quote In Minutes.

Your own insurance does not fully cover the rental car. Optional Rental Car Damage Up to 35000. It also doesnt cover damages to the rental car as thats covered by the Collision Damage Waiver.

Gap insurance only provides coverage on your personal vehicle by paying the difference between what you owe on your loan and the actual cash value of your vehicle. It wont cover any other costs associated with a totaled or damaged vehicle. You do not want to be taken to court and have a lien placed on your house in order to pay for rental car damage.

It also has a deductible which is the. Rental car companies will also offer personal accident insurance which covers any medical fees that occur as a result of a car accident. Protects your rental car if it is stolen or damaged due to collision theft vandalism natural disaster or a cause beyond your control.