There is a common misconception that insurance will pay for things whenever they break but that is simply not the case that is what warranties are for.

Will my insurance cover a rental car if my car breaks down. With MBI youre covered for repairs to all mechanical parts of your car. If you experience a mechanical breakdown and it wasnt caused by an accident your insurance wont cover it When your car is vandalized or there is damage to the mechanics caused by live animals it may be covered There is a provision in all auto insurance policies that says that damage caused by wear and tear is excluded. However if you have bought additional insurance for your rental its very likely that it will also cover breakdowns so you wont have to pay if your rental car breaks down.

Find out what to do if your rental car breaks down and needs to be towed to a repair shop or rental office. How to Choose Best Plan for Your Car. Rental Reimbursement or Transportation expense on your personal auto insurance is to pay or reimburse you for a rental.

A proactive step before getting a rental is to read the fine print on the contract to prevent unexpected charges if it breaks down. Although you may be covered to drive other cars as part of your insurance policy this cover often specifically excludes rental vehicles. If you get stranded on the.

Verify that your coverage from your insurer credit card issuer and or automobile association will be honored if your rental car breaks down. We understand you purchased rental reimbursement coverage when you bought your auto insurance policy. Even if you have collision and comprehensive coverage its unlikely that general breakdowns are covered under a typical insurance plan.

So that being said there is something called loss of use coverage for your vehicle. However there are still other breakdowns that it likely wont cover. Mechanical breakdowns can result from the normal wear and tear of your vehicle.

Auto insurance may cover comprehensive and collision breakdowns. Insurance policies only cover rental cars after a covered loss. If you are asking if your car breaks down whether your insurance will give you a rental car for free the answer is no.