Personal accident insurance to help pay you and your passengers medical bills if youre injured in a rental car accident.

Will my insurance cover a rental car accident. If you get into an accident or otherwise damage the vehicle at any point during the rental period the three primary sources of potential insurance coverage are the rental car company your personal car insurance and the credit card you used to pay for the rental. Just like if you got into a car accident while driving your own car filing a claim for an accident with your insurance company may raise your rates. GET THE FACTS ON RENTAL COVERAGE Rental Coverage Cost Calculator.

Its important to note that if your car has to be in the repair shop following an accident your auto insurance wont automatically cover the cost of your replacement rental car. Just know that this coverage typically only covers physical damage to the rental car so youll still need separate liability coverage. Apr 29 2019 another option to consider.

Your auto renters or homeowners and health insurance likely covers a good portion of what an accident would cost even in a rental car. These policies are available to protect the vehicle your personal belongings and liability. If you have car insurance you might already be covered for CDW liability and accident benefits when you rent a car as long as theyre all included in your policy.

Your insurance company then goes after the other insurance company to get reimbursed for the money they paid for your rental car. If youre at fault for an accident or if your car was damaged in a non-collision event your rental fees will only be covered if you added the optional rental reimbursement coverage to your policy. When renting a vehicle the rental car companys representative will almost always offer you additional.

Often rental coverage only lasts 30 days. If your regular policy doesnt cover that you. Rental car companies will also offer personal accident insurance which covers any medical fees that occur as a result of a car accident.

Here is a look at the. If you need a new vehicle. Rental car insurance could overlap with your own auto insurance.