No your standard personal car insurance policy does not extend to Turo.

Will my car insurance cover turo rental. Turo pretty much tells you they have no idea if your car insurance will cover you and suggests you buy a spot policy that covers you while driving. Called State Farm and said they cover rental cars since we have a full coverage but we forgot to ask if it includes Turo. Turo will reimburse hosts for eligible physical damage costs in excess of the deductible subject to terms and exclusions for the lesser of the cost of repair up to the actual cash value of the vehicle or 125000.

However you may be covered if you rent from a commercial car rental agency thats a Turo commercial host. State Farm insurance with Turo. This means youll need to have both personal car insurance and additional coverage for Turo.

See If You Can Save Money And Feel Confident In Your Cover With Saga. We Help You Find The Right Car Insurance Policies At Affordable Prices. Keep reading below to learn if car insurance covers Turo as a host if car insurance covers Turo as a guest and how Turo works.

Depending on the protection plan you select liability coverage is up to 750000 in the US. For example your car insurance company might cover liability with your Turo rental but not accidents or physical damage. Ad Compare Insurance Quotes For A Range Of Cover Types With Compare The Market.

When using Turo as a guest or host your best option is to select one of the Turo options discussed above. Its unlikely that your personal carrier covers Turo trips because most insurance companies exclude rental cars and car sharing apps from their responsibility. When a trip is booked in the state of Washington Physical Damage to the hosts vehicle is covered by insurance purchased by Turo but Turos insurance does not change the contractual responsibilities of.

Be sure to ask exactly what coverages extend to a Turo vehicle in many cases insurance providers may offer liability but not physical coverage for a rental car. You dont need personal insurance coverage if you book a trip with a protection plan made available via Turo. Be mindful that your standard car insurance rate may increase if you choose to rent out your vehicle.