If you dont have liability comprehensive and collision coverage on your own car then your insurance likely will not cover your rental car if you get into a collision or damage the rented vehicle.

Will my auto insurance cover my rental car. Credit card rental car insurance often excludes coverage for liability or personal injury to you or others. To get this coverage you need to use the credit card to reserve and pay for the rental vehicle. There may be additional fees from the rental car company for the loss of use of their vehicle that your credit card wont cover.

Many credit cards offer rental car insurance as an added benefit to cardholders. These can either replace your primary insurance coverage or offer supplementary coverage depending on the card and provider. Does My Auto Insurance Cover Rental Cars.

If you need a new vehicle. In general a personal auto insurance policy extends to rental cars with the same coverage limits. In order for your primary automotive insurance to cover your rental car youll need three types of coverage.

Look over your auto policy and ask your insurance agent about coverage your policy may provide for your particular rental car situation. If you have rental reimbursement coverage your auto insurance will pay for a replacement rental car if your own breaks down or is in the shop due to a covered loss. The short answer is yes.

Even if you already have auto insurance some policies do not cover. In general the coverage you have from your primary auto insurance will cover a rental vehicle. If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision.

But check with your insurance agent to verify coverage youll have for a rental. Liability collision and comprehensive. If you rent a car you need some form of insurance to protect the vehicle and yourself.