If you have renters or homeowners insurance these items may already be protected.

Will my auto insurance cover a rental car. If your credit card company provides rental car protection it probably only covers cars. In order to be covered for liability and personal accident insurance your Ontario auto insurance policy needs the OPCF27 liability for non-owned automobiles endorsement to be transferable to a rental car. Insurance in your auto policy for rental car costs.

Liability collision and comprehensive. Even if you already have auto insurance some policies do not cover. In order for your primary automotive insurance to cover your rental car youll need three types of coverage.

Car Insurance Cover Rental Car. Does My Auto Insurance Cover Rental Cars. Given that there are sometimes multiple people who have to review your auto insurance claim before you can be approved for coverage it might take several days or more to get your car repaired which means you could be in a rental for a while.

Your Home insurance provides coverage for any possessions you have in the car like a camera or luggage. If your auto insurance policy includes the OPCF 27 you already have coverage for damage to a vehicle that you dont own such as a rental automobile. This covers vehicles in your care custody and control including rentals if theyre stolen or damaged for you and anyone listed on your policy.

Look for the endorsements in your home province SEF27QEF27. Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car. Each bank and credit card company will.

If you are driving internationally you will have to purchase coverage elsewhere. Does my credit card cover my rental car. The coverage limits and deductibles on your personal policy also apply to your use of a rental car.