However some insurers have a clause in their terms that in the event that if you were over the alcohol limit and caused the crash they will sue you for the money they paid out and they will.

Will insurance pay for drunk driving accident. Your insurance carrier may significantly increase your car insurance rates or cancel your coverage if you were the impaired driver. Save Money By Comparing Prices From Specialist Insurance Providers In One Place. This means your insurance would pay for damages to the light pole you damage or cover the medical bills of someone you injure.

If your insurance company has denied your clam because the drunk driving accident was intentional then you may want to contact a lawyer. The laws differ from state to state but you should assume that a DUI will stay on your record for at least seven years. This is because most drivers who cause a DUI accident are not intentionally attempting to damage their vehicle or hurt someone else.

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No Medical Questions Immediate Cover. Ad Get Accident Hospital Stay Insurance- Giving you financial help when you need it most. This means that some insurers would debate that drinking and driving is intentional behavior.

However drunk driving accidents often function as an exception to this rule. However if you drive drunk and cause a car accident your car insurance policy will pay for damages you cause -- up to the liability limits of your policy. Driving under Influence DUI insurance policies will cover the financial burdens that drivers will eventually suffer in the event of car accidents.