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Will insurance cover drunk driving accidents. Ad Ages 18 - 59 Accepted. This includes any personal injury or property damage that exceeds your insurance limits. A typical liability auto insurance policy covers car accidents caused by negligent or reckless conduct but intentional conduct is almost always excluded from car insurance coverage.

Driving under the influence of alcohol or drugs is illegal obviously. This means your insurance would pay for damages to the light pole you damage or cover the medical bills of someone you injure. But will Insurance pay if you were in an accident drinking and driving.

Insurance Comparison For People With Drink Driving Convictions. Insurance companies usually will not pay the benefits if it is determined that the death was self-inflicted. Ad Compare Drink Driving Insurance Quotes For Drivers With Convictions And Points.

However if you drive drunk and cause a car accident your car insurance policy will pay for damages you cause -- up to the liability limits of your policy. If youve have a drink drive offence in the past some insurers will impose a clause saying that if you have an accident and youre drunk again they will restrict the cover to third party. Car insurance policies may or may not cover accidents related to drunk driving.

The impact on your premiums if you have a conviction A conviction for drunkdrug-driving will impact your insurance premium and. But no car insurance company will pay for an accident caused intentionally. Recommended by 938 Of Users.

Your insurance carrier may significantly increase your car insurance rates or cancel your coverage if you were the impaired driver. Ad Over 22 Years Old And Struggling To Get Insurance Due To Drink Driving Convictions. Let us Help You Save Money and Get a Better Deal.