In michigan and pennsylvania home insurance companies are prohibited by state law from discriminating against certain dog breeds.

Which homeowners insurance covers pitbulls. Its important to note that pit bulls arent actually a breed. Allstate does not have a surcharge we dont charge additional. Amica has a surprisingly low number of complaints because of home insurance claims and their customer satisfaction is generally really good.

Table of Contents Get Homeowners Insurance That Allows. Dwelling coverage - Your homeowners insurance likely will not cover any damage your pit bull causes to the structure of your. The reason for this goes back to the breeds history of being used in dog fighting and the frequency of improper training practices that leads to biting.

If you still cant access what homeowners insurance covers pitbulls please leave a message below. Some insurance companies may decline coverage if you own a dog thats classified as potentially dangerous such as a Rottweiler Pit Bull or Mastiff. State Farm is the insurance company with the most widespread reputation for accepting dogs of all breeds including pit bulls under its homeowners insurance policies.

Which homeowners insurance covers pit bulls. Additionally the company determines whether to provide coverage based on a dogs previous bite history meaning that most pit bulls with a clean track record qualify for coverage. Other companies will evaluate the individual animal before deciding on coverage and some insurers dont factor in the dog breed at all.

If your insurance company does cover your pit bull a standard homeowners policy offers coverage for injuries caused by most dogs under the personal liability coverage and medical expenses component of your policy. However an umbrella policy does not insure against. It is important to shop around to find the policy thats right for you and your pit.

Well if youre talking about a bite from your pit bull or a dangerous breed of dog that would be covered through your family liability protection thats something that you would be liable for youre responsible for the animal. If your chosen homeowners insurance provider will not provide coverage for your pit bull you may have other options. One is umbrella insurance.