If youre involved in an accident thats not your fault the other persons insurer.

What third party car insurance covers. Your third-party liability covers the following. Third party insurance protects customers against financial ruin from potential claims for injuries or damages they may cause to another person. Bodily injury liability BIL and property damage liability PDL.

Third-party car insurance is designed to protect you from legal action in the event that you cause an accident. Third-party insurance covers an individual or firm against a loss caused by some third-party. It acts as a cover on behalf of the insured person.

A third party car insurance policy ensures that if you cause an accident any damage to the other persons vehicle or. Third party car insurance is the minimum level of cover you can take out - it is a legal requirement. Medical costs for anyone youve injured.

Injury to a driver or passenger in another car third-party injury Damage to another persons car. Third-party liability insurance protects you when youre at fault in a motor vehicle accident. Premium is fixed by the IRDA and is constant across the insurance companies.

Third-party insurance provides coverage when you are responsible or at fault resulting in property damage or personal injury. Motor third-party insurance or third-party liability cover which is sometimes also referred to as the act only cover is a statutory requirement under the Motor Vehicles Act. What Is Covered By Third-party Liability Insurance.

First Party insurance is a policy that is beneficial for you the car owner. A third party car insurance covers the insurer against any damage or legal liability caused to a person or property other than the one insured. Third party car insurance covers injuries or death of third parties due to an accident.