Third-party is defined as car insurance which covers you for damage to other peoples property for example their car or home up to a certain limit eg 20 million.

What is third party car insurance nz. You damage somebody elses car eg in a traffic accident or hitting a parked vehicle your car damages another persons property eg you drive over someones laptop or lose control and and hit their fence. It helps cover the costs of any damage that your car has sustained in the event of fire or theft. This means you wont be chased for payment by someone who suffers a loss directly caused by your actions.

This type of car insurance serves as a middle ground between the pricier comprehensive option and the budget third-party option just with fewer features. What is third party fire and theft car insurance. Third party fire and theft.

If you have an accident and its your fault well pay up to 20000000 for damage to someone elses car or property. Provided theyre approved in advance by us well also cover the costs of your legal defence. States third party car insurance covers your legal liability if you damage someone elses property or accidentally injure someone when youre driving your car or another vehicle.

If you accidentally crash into someone elses car while youre driving youre usually liable for the damage to their vehicle. Get a Third Party insurance quote from New Zealands Most Trusted General Insurer. Get a quote Retrieve a quote.

For third party fire and theft and third party covers well repair your car if you can identify the person at fault and the fault was at least 50 theirs. Third party car insurance is a type of car insurance that does not cover your own car but covers any other affected people vehicles or property in the event of an accident that is considered to be your fault. Unlike comprehensive car insurance your car will not be repaired or replaced if you caused the accident.

Third party is the least expensive car insurance policy type. Third party liability insurance pays for your liability on the road. Voted Most Trusted General Insurer by NZers for 11 years running.