Using your car to commute to the office doesnt count as work or part of your job.

What is personal business use car insurance. Basically business car insurance is an insurance policy that covers your vehicle for business use. Class 2 business car insurance policies tend to offer the same level of cover but will also cover a named third party for business use. If you use your own car for business travel there is the statutory system of tax-free approved mileage allowances available.

For the most comprehensive cover for those who use their vehicle extensively for business travelling hundreds of miles a week and requiring multiple named drivers at the same level of cover class 3 business car insurance will be necessary. Speak To One Of Our Insurance Experts Today To See How Much You Could Save. Personal Business use also referred to as SDPC and business use includes everything covered by both SDP and SDPC with the addition of business-related driving.

Based on your different requirements you can pinpoint which one suits you best. This includes driving to two or more different locations for business purposes. Youre also covered for social domestic and pleasure as.

Your employer can pay or reimburse you up to these amounts on a tax- and NIC-free basis. Whats business car insurance. The maximum amount per business mile is known as the approved mileage allowance payment AMAP.

Personal business use SDPC business use This third type of cover includes everything in the first two categories plus business-related driving which is split into the following categories. If your business activities are covered by your personal car insurance policy or by the companys commercial insurance policy then you should be safe. Business car insurance commonly referred to as a business use covers your own car when when your job requires you to use it for work purposes.

Class 1 business if you need to travel to more than one place for business purposes for example on-site visits or driving to various business meetings. Over 510k People Bought Aviva Car Insurance In The Last Year Correct at Apr 2021. Adding business use could affect your premium as youll be driving more miles on busier and potentially unfamiliar roads.