The numbers on your auto insurance policy represent your coverage limits.

What is a personal auto policy. The personal auto policy is designed to cover us against financial losses we may suffer by causing an accident. And For a continuous period of at least 6 months. These policies offer coverage for liability medical payments damage to the vehicle and damage from uninsuredunderinsured motorists.

PERSONAL AUTO POLICY The attached Declarations and the pages that follow describe the auto insurance protection you have purchased through your insurance agent. Chris Boggs Four business-use exclusions are found within Part A Liability of Insurance Services Offices ISOs personal auto policy PAP. An individuals or familys personal use of an auto Whose policy will be primary for bodily injury coverage for the injured party if a neighbor borrows an insureds car and injures a pedestrian.

The personal auto policy PAP is a standardized design for auto insurance. Personal injury protection PIP also known as no-fault insurance helps cover expenses like medical bills lost wages or funeral costs after a car accident no matter who is at fault. Do You Need Personal Accident Insurance.

Join Over 940k Customers Correct at Apr 2021. Lets take a closer look at the personal injury protection definition. Personal auto insurance only covers you when youre driving the car for personal reasons.

Personal auto insurance. Under a written agreement to that person. If a driver doesnt own the car theyre driving when they get into an accident and cause bodily injury or physical damages this type of coverage will step in to help pick up the tab for any auto repair or hospital bills.

For purposes of this policy a private passenger type auto pickup or van shall be deemed to be owned by a person if leased. The umbrella policy. Umbrella Personal Liability Policy.