A navigator is a health insurance expert who will help you find the best plan for your needs.
What is a health insurance navigator. In addition, navigators have certain optional duties. What assistance can navigators provide? They also often help people who already have health insurance fill out the paperwork and communicate with their insurers in the most efficient way.
They provide outreach and education about available health coverage, and can help applicants determine whether they’re eligible for medicaid, chip, or subsidies in the marketplace. The navigator position was created by the affordable care act to provide helpers for people to enroll in coverage through the health insurance exchange, and refer or assist with medicaid enrollment. Ad protect yourself from private medical expenses while living & working abroad in indonesia.
Healthcare navigators can render their services in either of these two niches: Navigators offer a broad range of support for people who need to obtain their own health insurance. Navigators are also responsible for guiding beneficiaries through the marketplace enrollment process and patient education, according to cms.
The purpose of a health insurance navigator is to provide individuals with impartial education about exchanges and health plans. An individual or entity who’s trained to help consumers, small businesses, and their employees choose and get health coverage options via the marketplace. Their services are free to consumers.
The services provided by navigators are free. This new navigator position is a government paid advisor that will be available to help individuals and small businesses compare health insurance options in the insurance exchanges. Healthcare.gov defines the navigator position as individual or organization trained in assisting small businesses, employees and consumers with searching for coverage options in the affordable care act marketplace and completing the required forms.
Healthcare navigators are in charge of explaining health insurance to purchasers and beneficiaries, helping beneficiaries understand their packages and identify plans that are best suited for them. They are trained to answer your questions and guide you through the process of enrolling in a health plan. These individuals and organizations are required to be unbiased.