For a 200K home in Louisiana American Strategic Insurance provides the cheapest homeowners insurance in on average out of the companies analyzed.
What insurance companies write homeowners in louisiana. The National General Insurance customer service phone number is 888-293-5108show more 2021s Best Insurance Company in Louisiana. This company got a financial strength rating of A Superior from AM Best and scored 825 out of 1000 in JD Powers survey. Click here for downloadable facts on the Citizens Rebate.
Best for financial stability and the largest provider of homeowners insurance in louisiana state farm is a safe bet for affordable and reliable coverage. Insurance can be expensive but there are a number of ways to save money on your premiums. If you own a home even a mobile or modular home you need to have homeowners insurance.
Factors like ZIP code of the property the value of the property any security measures in place the age of the home the condition of the home and even how you will determine your renter can be important. Hurricane deductibles are usually a percentage of the insured property value such as 2 5 or more. Louisiana manufactured home insurance is different for everyone but Foremost mobile home insurance and American Modern Insurance of Louisiana has everything that you need.
The cheapest home insurance companies in Louisiana. Backed by an a from a m. This compares favorably to Louisianas average price of 1584 offering an 804 discount on average policy costs statewide.
Lighthouse Administration LLC is a licensed MGA representing Lighthouse Property Insurance coverage Company an admitted property and casualty insurance coverage firm approved to write down in Florida Louisiana South Carolina North Carolina and Texas. If you live in coastal Louisiana and have windstorm and hail coverage under your standard homeowners policy you will likely have a separate named storm deductible or hurricane deductible. When deciding on policy coverage Louisiana residents should consider the states frequent hurricanes and heavy rainfall.
Of course depending on where you live. Our Top Picks for Best Homeowners Insurance in Louisiana State Farm Allstate Liberty Mutual. If you are unable to secure homeowners insurance through the private market please ask your agent about the Louisiana Citizens Property Insurance Corp the homeowners insurer of last resort for Louisiana property owners.