Each of the major per-to-peer companies Getaround JustShareIt and Turo also provides supplementary insurance that will be secondary to your own coverage in case of a claim.

What insurance companies cover turo. All of these car insurance companies have been known to exclude Turo rentals for owners. Intact Novex Insurance Jevco and belairdirect are also updating their personal auto underwriting rules to allow customers requesting permission to. Turo offers a few tiers of auto insurance coverage for hosts and renters but neither is required to opt-in for a Turo protection plan if they have pre-existing insurance that sufficiently covers the rental or use of a Turo rental car.

Since 2016 Intact Insurance has been providing Turo with commercial insurance in Ontario Alberta and Quebec. Depending on the protection plan you select liability coverage is 750000 in the US. There are some car insurance companies that specifically exclude coverage for cars loaned through Turo.

No they will not cover rentals just you driving the vehicles you register. Literally none of them. You choose your protection package with each trip Premier Standard Minimum and Decline each of which has varying physical damage protection.

The cost for each tier is based on a percentage of the total amount you charge to rent your vehicle. Youll choose one of these insurance levels when you make your car available through the Turo website or app. Guests who rent cars will need to have a personal car insurance policy as well but you can buy Turo liability insurance with higher coverage limits for the duration of your rental.

This plan covers physical exterior damagenot mechanical or interior damageto the car up to its actual cash value plus liability coverage up to 1000000 for bodily injury and property damage to third parties. Renters without their own insurance will get primary coverage from this insurance. The cost is a percentage of the car rental rate.

Basic coverage costs 15 Standard coverage costs 25 and Premium costs 35. The table below has details on the insurance that is provided. Literally no personal insurance providing company in the USA provides coverage for things like turo.