Third party fire and theft car insurance usually covers.

What does third party fire and theft insurance cover mean. Third Party fire and theft allows you to claim for damage to your scooter due to a fire or if its stolen. Comprehensive car insurance on the other hand will cover damage to your car as well. What is the difference between third party third party fire and theft and fully comprehensive insurance.

Third-party fire and theft is the same as third-party only but the insurance will also cover your car if its stolen or catches on fire. Defined as the first party being the purchasing policyholder second party being the car insurance company and the third party being the individual or individuals who make a claim against your insurance due to an accident that was your fault. A third party fire and theft insurance policy could also cover you in the event that your car is stolen.

Third party fire and theft insurance covers you for any damage caused to a third party or their property if you are involved in an incident while also covering your own car if its damaged by fire or stolen. What does third party fire and theft insurance cover. Third party fire and theft does not cover your own vehicle if its damaged in an accident.

TPO covers damage to other people and other cars but any damage to your own car is your responsibility to fund and sort. If you want to take a closer look at exactly what Third Party Fire Theft Car Insurance covers please refer to the Policy Book. Third party fire and theft car insurance covers you for any damage made to a third party due to an accident as well as damage to your car caused by a fire or theft.

Normally youll only have to pay the excess if youre. A Third Party Fire and Theft policy covers any damage to a third party or their property resulting from an incident as well as any damage to your own vehicle caused by fire or theft. If you opt for a comprehensive policy you can choose an excess between 150 and 1050 but the default excess is 350 1.

Damage to your car is not covered by third party car insurance. This type of insurance does not extend cover for accidental damage to your own vehicle. Third-party fire and theft TPFT cover is one of the three levels of car insurance you can buy.