It covers the victims property and any medical costs due to injury.

What does third party car insurance. Third party insurance covers policyholders if they damage someone elses property or cause them injury. This includes both their own passengers people in another car and pedestrians. Third-party car insurance is the minimum cover you need to drive a car in the UK and there are a couple of types to choose from.

The own damage covers the loss or damage to the car due to insured perils while the third party covers the death of third party. Third party car insurance covers injuries or death of third parties due to an accident. Third-party insurance provides coverage when you are responsible or at fault resulting in property damage or personal injury.

Under a third-party policy the insurer covers the liabilities in case the policyholder is responsible for any injury or loss to a third party. Third-party car insurance is designed to protect you from legal action in the event that you cause an accident. Third-party liability insurance TPL is an important form of protection found in your automobile policy.

Third-party insurance covers you if you damage somebody elses car or property or injure somebody while youre driving but. So this is usually the other driver involved in an accident. Third party car insurance is the minimum level of cover you can take out - it is a legal requirement.

Third-party insurance pays the charges when someone makes a claim against you or your car insurance company. It provides coverage for bodily injurydeath of a third party as decided by a court of law as well as third party property damage up to Rs. In particular it will help cover any costs youre required to pay for vehicle damages or injuries sustained by other drivers or their passengers.

The insured person is termed as first party the insurer or the insurance provider is termed as second party and the person who is. Also known as Liability-Only policy or Act-Only policy this type of four wheeler insurance provides coverage benefit only to third parties. Third-party liability insurance protects you when youre at fault in a motor vehicle accident.