For that youd need a comprehensive insurance policy.

What does third party car insurance cover mean. See how our customers save big on auto insurance. Suppose you hit someones car and caused them severe damages. Because third-party car insurance is the minimum legal level of cover it shouldnt be surprising that it covers only the minimum costs in case of an accident.

Medical costs for anyone youve injured. Keith is reversing out of a parking space. Damage to another persons property including driving into their wall.

Nor does it cover theft of your car. Third-party only is the lowest allowable level of car insurance you can get. Third-party liability coverage is the portion of an insurance policy that protects you if youre sued or threatened to be sued for a physical injury or damage to someone elses property.

Motor third-party insurance or third-party liability cover which is sometimes also referred to as the act only cover is a statutory requirement under the Motor Vehicles Act. Third party insurance protects customers against financial ruin from potential claims for injuries or damages they may cause to another person. As the name suggests third party insurance will only cover any third parties involved in a car accident which is the fault of the policy holder.

Damage to another persons car. Third party car insurance is the minimum level of cover you can take out - it is a legal requirement. Your third-party insurance would cover the cost of the other persons car and medical expenses.

Third-party insurance covers you for. If you have an accident while driving the car thats listed on your policy third-party insurance covers you for. The term third party refers to a person involved with a car insurance claim who is not you the holder of the policy or the driver.