This type of insurance covers you if youre ever responsible for third party injury or death from a car accident.

What does third party car insurance cover in western australia. Our third party car insurance will give you Open driver cover With open driver cover other licensed drivers can use your car with your permission handy if you need a ride to the airport or want to share the drive down south. Treatment care and support. However it does not cover you for damage to your car or anyone elses.

Third party insurance may include uninsured driver cover so if youre in an accident with an uninsured driver who is at fault repairs to your car could be covered up to a limit. Third Party Car Insurance covers you for damage to another persons car or property caused by the use of your car - say a neighbours inconveniently placed fence or letterbox -. The Insurance Commission of Western Australia ICWA.

This covers everything TPPD does plus two specific events that cause damage to your car. Pain and suffering where the injured. This covers you or anyone else for death or injury if your car is involved in an accident.

Without adequate Comprehensive or Third Party vehicle insurance cover you might be out of pocket for any medical bills or vehicle repairs. When youve been in an accident or your car needs a tow you should always call up your provider first. This cover is different to Compulsory Third Party insurance CTP.

When you pay your vehicles licence part of the fee is for compulsory third party insurance. CTP is insurance that covers personal injury claims by someone other than the ownerdriver of the vehicle at fault in an accident. However CTP does not cover for damage to third party vehicles or third party property.

For more on whats covered under each policy go to. The CTP division of the ICWA manages all claims resulting from motor vehicle crashes that involve WA licensed vehicles. Western Australia presents car owners with diverse driving conditions and experiences.