Singaporean car drivers must have car insurance of some sort.
Third party car insurance claim singapore. Its a liabilities coverage which only protects affected third-parties - like an injured pedestrian or the damaged guard rails - thats been proven to be your fault. This is called third-party claims or TP Claims. 3rd-Party Only TPO Car Insurance Basic protection to get you on the road.
Often you may have to make the choice to either submit an Own Damage or a Third Party Claim. However under a new rule to take effect from May 2011 in order to claim from a third-party insurance company you have to contact the third partys insurer and let them inspect the car before sending it for repair. If you are a car driver in Singapore and have been involved in a car accident caused by a third party you can file a 3rd party claim with a number of companies.
How to make a claim Send your vehicle to one of our authorised workshops or any of the workshops listed on your certificate of insurance. It is your call to make whether it is worth to claim your car insurance at the expense of losing your No Claim. If the accident does not involve others and was just a momentary lapse of concentration or a mishandling you should weigh out and compare the No Claim Discount to the cost of the damage and the amount liable from car insurance claim Singapore.
Car insurance also covers accidental damage caused to the property of a third party. We hope that this video can help you to make a more informed decision about which claim you should make. However choosing between the two can be tricky and this is a concern which has been raised by many of you.
Also a third party may put in a claim and your insurer would want to have all the relevant information regarding the incident. Generally third-party damage claims are settled within six months. It protects external third-parties but not you and your car.
Different insurers will have different methods of making the car insurance claim. Accident report Police report. If your windscreen gets cracked or shattered in Singapore or Malaysia just call FWD Emergency Assistance at 65 6322 2072.