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Sample letter of debt dispute. It could belong to someone else. First Dispute Letter Explanation. Although it is possible to customize any letter to suit your personal needs at a minimum this document should identify you by your name and address and request the name of the original creditor the debt details and any documentation that proves you actually owe money.

I sent a letter to your company which clearly stated that you have to clear you. This letter also informs the payer about the total amount of money they are told to pay. Billing Inquiries Address City State Zip Code Re.

Dear Debt Collection Agent. You can use the I do not owe this debt sample letter from the Consumer Financial Protection Bureau CFPB if you believe the debt is not yours. Below is a sample expired debt statute of limitation SoL dispute letter also called time barred on the enforcement of debts.

Settling debt should be a last resort only used to help a person avoid bankruptcy or used if an account is proven to be valid after disputed. A debt validation letter is provided to you by the collection company when they first contact you regarding a debt. Finally if you do not own this debt I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware that I dispute the debt.

You can choose to send a letter in your own name or in joint names. It demands the payment of debt to be settled during a certain period of time. I am requesting proof that I am indeed the party you are asking to pay this debt and there is some contractual obligation that is binding on me to pay this debt.

You may have a debt in joint names or want to write to your creditors together because you have worked. It could be fictitious. These layouts offer superb examples of exactly how to structure such a letter and include sample web content to work as an overview of layout.