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Reporting auto accident to insurance. However if the accident involves another driver as about 7 in 10 accidents do then you should contact your insurance company in all situations. Your responsibility for reporting an accident to your insurance company Your car insurance policy is a contract and there are all sorts of requirements outlined in your policy booklet that both you and your provider have agreed to follow. Ad Award-Winning Personal Injury Solicitors With Nationwide Coverage - Call Us Now.

However make sure you contact their insurer as well. Recommended by 938 Of Users. You should report the accident to your insurance company even if youre not planning to make a claim.

You can report an accident to your insurance company with the following steps. This is because the other driver might decide to make a claim without you knowing. Reporting your accident is simply notifying your insurance company that an accident occurred not filing a claim to receive coverage for your property damages or injuries.

There is a difference between reporting your crash and filing a claim. You must also report the accident to your insurance company even if youre. The driver who crashes into your car is responsible for reporting the accident to his or her car insurance company.

Phone your insurance company as soon as possible ideally at the time of the accident. Ad Whether Rain Or Shine Well Have Your Car Insurance Covered. States are no-fault whereas others are not.

Aside from reporting the accident to the insurance company most insurers require you report the accident to the police within a certain time limit usually 24 hours. Determine if you need a police report Not all incidents require police reports. One of the conditions policyholders agree to is to report all accidents to the insurer.