The average cost of car insurance in Michigan is 165 higher than the national average auto insurance premium and Michigan ranks 50 out of 50 for the most affordable car insurance rates in the US.
Michigan auto insurance rates by zip code. The average car insurance rate in Michigan is 2610 per year more than the national average by 829. The least expensive ZIP code in America is 24450 in Lexington Virginia. Auto insurance is expensive in Michigan.
Nearly every ZIP code has car insurance premiums greater than 2 percent of household income. Compare car insurance rates by zip code to save money on the cost of car insurance. Under the new car insurance reform law insurance companies are banned from using ZIP codes to set rates.
Simply enter your zip code into the form field below and our technology will match you with the lowest auto insurance provider for you to get a FREE auto insurance quote. Michigans bans on what non-driving factors insurers could use when setting auto insurance rates would be among the most extensive in the country under impending changes to the states auto. The average car insurance rate in Michigan is 3096 per year twice as expensive as the national average making it the most expensive state in America for car insurance.
Even adjacent ZIP codes might have differences in hundreds of dollars. For instance an average Michigan policy from Hanover is estimated to cost about 13685 per year whereas an Auto-Owners Insurance Co. Michigan auto insurance rates are too high to be considered afford Michigan auto insurance is unaffordable to 97 percent of ZIP codes says UM study.
Enter Your Zip Code to Compare Rates. Folks pay an average of 201813 annually for auto insurance. Auto insurance is expensive in Michigan.
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