For a list of limitations and exclusions under the Group Term Life Insurance and Accidental Death Dismemberment Insurance program please refer to Section 4 page 17 of the Retirees Benefits Book.

Life insurance exclusions and limitations. Suicide - Most life insurance policies list suicide as an exclusion. INDIVIDUAL WHOLE LIFE INSURANCE POLICY. GENERAL LIMITATIONS AND EXCLUSIONS The amount of coverage may be reduced at certain ages for you.

Emergency Medical Insurance benefits. All Exclusions Limitations apply to each insured person under this insurance regardless of plan type or Health Option. What are the typical life insurance exclusions and limitations.

Your day of booking applies to. For information regarding these exclusions please refer to the certificate. The following are excluded from coverage.

All critical illness insurance products have certain common events or circumstances exclusions and limitations that are not eligible for the critical illness benefit. The exclusions and limitations under CIBC Critical Illness Insurance are. Expenses that are payable under a Workers Compensation Act or similar legislation or by any government agency.

The exclusions and limitations under CIBC Term Life Insurance are. Heart attack stroke cancer and non-life threatening cancer benign brain tumor coma and major organ failure. Trip Interruption Delay Insurance benefits.

General Exclusions And Limitations No benefit is payable for. Aggregate maximum If you have more than one CIBC Term Life Insurance policy the death benefit if paid under all policies you have will be limited to 10 million dollars regardless of the total coverage amounts of those policies. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York.