The type of cancer you have and the stage it is at will affect.

Is there life insurance available for cancer patients. Most term and whole life insurance policies are not available to cancer patients and youll be rejected if you apply for coverage. Term Life Insurance Options If your current health status allows you to qualify youll be able to get a term life insurance policy. The good news is that many women who have early stage ovarian cancer will be eligible to qualify for a traditional term or whole life insurance once their cancer history shows long-term remission.

Life insurance for terminally ill cancer patients cannot have any underwriting or medical questions. Life insurance policies with an exclusion for cancer-related claims are rare. Some sample rates for the main types of life insurance for cancer patients.

More information can be found at US Department of State. Life insurance for cancer patients and survivors comes under what is loosely known as high-risk life insurance. Several overall health questions are asked and the rate comes in at 69 120 usually the death benefit is from 5000 to 25000 but can go as high as 50000.

While no visitor medical insurance plan covers pre-existing conditions such as cancer there are some plans that provide coverage for acute onset of pre-existing medical conditions up to a certain limit. United Home Life Best for No Medical Exam. Guaranteed issue premiums are based on your age and are priced per 1000 unit of coverage.

The two most common types of life insurance policies term and permanent will most likely not be available to you as a cancer patient though there is no rule against applying for coverage and. If you have had or are living with cancer and you want to buy life insurance you will usually be offered a higher premium than average. Life insurance for cancer patients You can qualify for a life insurance policy with cancer though your options are significantly restricted.

Best Life Insurance for Cancer Patients. If the cancer has been removed through surgery and you have been cancer free for one or two years you may be eligible for a life insurance policy. While it is next to impossible to procure an insurance policy that covers an individual already diagnosed with cancer it is possible to acquire a critical illness cover with a health or life insurance plan that provides coverage for those who are yet to be diagnosed with the disease and who wish to be protected in the eventuality of such an event taking place in future.