You must report the damage to the appropriate local authorities and the rental car company as soon as possible.

Is my rental car covered by my insurance. Car Insurance Cover Rental Car. If you rent a car you need some form of insurance to protect the vehicle and yourself. Apr 29 2019 another option to consider.

Without it you would have to pay for any damage out of pocket above basic protection. Does My Auto Insurance Cover Rental Cars. A rental car will only be covered by your insurance if you have rental car reimbursement also called substitute transportation coverage or loss of use coverage as part of your auto policy.

Rental Vehicle coverage gives you and your rented vehicle great protection at a very affordable rate. By Frankie Palmisano August 17 2021 No Comments. Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car.

If you rent a car through one of the big online travel agencies OTA such as Expedia or Priceline the agency normally offers you the option to buy collision coverage. Your Home insurance provides coverage for any possessions you have in the car like a camera or luggage. If your vehicle is damaged in a covered accident rental car reimbursement would provide money towards renting a car while your vehicle is out of commission.

Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering. If you have renters or homeowners insurance these items may already be protected. Read your cards fine print.

Rental Car Coverage. If the deductible on your auto insurance is high it would apply. Rental car reimbursement is an affordable add-on to your insurance policy.