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Insurance for business use of personal car. Business car insurance commonly referred to as a business use covers your own car when when your job requires you to use it for work purposes. This covers all the above plus extends cover to any named drivers to drive in connection with the personal business of the main driver and any business of their spousedomestic partner. If you drive to different places as part of your job and not just to and from the office youll need to take out business car cover.
If you do use your car for your job check with your employer about their obligations. If you use your own car for business travel there is the statutory system of tax-free approved mileage allowances available. The maximum amount per business mile is known as the approved mileage allowance payment AMAP.
Ad Choose One Of Our Commercial Insurance Packages Or Have One Tailored To You. The average commercial car insurance rates are 100-200mo. Any car used for company work must be fully insured as well as insured in the right class whoever owns the vehicle.
Class 2 business car insurance policies tend to offer the same level of cover but will also cover a named third party for business use. You Could Save Time And Money On Trade Insurance Now. You Could Save up to 235 with us.
For the most comprehensive cover for those who use their vehicle extensively for business travelling hundreds of miles a week and requiring multiple named drivers at the same level of cover class 3 business car insurance will be necessary. Youre also covered for social domestic and pleasure as. This is the most popular business car protection as it covers a range of basics.
If your business activities are covered by your personal car insurance policy or by the companys commercial insurance policy then you should be safe. If youre using your personal vehicle for business purposes that arent covered by your policy youll be on the hook to cover the damage if. Ad No height limit for Arborists - Speak to an expert now - Get a Quote.