Many credit card companies offer rental car insurance if you use your card to pay for the rental so even if you dont have car insurance you may not necessarily need to spring for the rental companys insurance options.

Insurance for auto rental companies. You can contact your insurance company to see if they can provide temporary insurance for the rental coverage. In order to reduce the excess to zero car rental agencies often try. Rental cars tend to have high values because theyre fairly new and have low mileage.

Make sure the limits of your companys rental car insurance equal or exceed the business fleets fair-market value. Youll need more than the general liability insurance and workers compensation insurance thats required of nearly every business. Read your cards fine print.

The type you buy from the rental agency. Rental car insurance coverage options. The following liability coverages are also available where applicable.

Credit Card Many credit card companies offer LDW for free or for a small charge if the car rental charge is paid in full with that credit card. Car rental companies in most countries are required by law to include liability insurance. Rental car companies may offer different types of auto insurance coverage including collision personal property and liability coverage.

Personal Accident Insurance Personal Effects Coverage PAIPEC is offered at the time of rental for an additional daily charge. In the US required coverage can be ludicrously small usually only the minimum required by the. We can accommodate your auto rental business needs with up to 1 million Combined Single Limit CSL in bodily injury and property damage coverage.

Car rental businesses require a lot of different kinds of insurance. Do your homework to establish if you already have adequate coverage for example through a company benefit plan. Car rental services should have a comprehensive commercial auto plan.