When it comes to your car insurance there are coverages that can follow you as the driver or your vehicle.

In texas does auto insurance follow the car or the driver. There are instances when car insurance follows the driver like when you rent a car. Drivers in Texas are legally required to have liability coverage. In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since.

There may be some caveats to this rule with reference to rental vehicles which will require you to reference your auto insurance policy in such a case but in general your coverage follows your vehicle. Incidental use of a vehicle protects other drivers. That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them.

This is a case where insurance follows the car. The liability uninsured motorist and med pay elements of the policy dont just cover your car but you personally. The at-fault driver informs you that he does not have insurance personally but the owner of the car which he borrowed does.

By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident. Roberts Answer In Texas insurance primarily follows the car. The variables that determine if coverage will follow the driver or.

Thats why having the appropriate car insurance coverage is so important. Texas law requires drivers to show proof they can pay for the accidents they cause. In 2021 the Texas Farm Bureau ranked second for the cheapest car insurance.

Your policy may cover drivers who occasionally borrow your car with your permission. So long as you are driving the vehicle with the permission of the owner then the insurance that covers the car is primary in the event of anauto accident. Does auto insurance follow the driver or the car in CA.