A third option is supplemental insurance.

How to tell insurance about accident. Insurers must know whose fault caused the accident before reimbursing a claim. Connecticut Car Accident Attorney Ryan McKeen discusses the things insurance companies will try and get you to say about your car accident and what informat. This information could include.

The vehicle registration number of the other car Name and address of the other driver Phone number of the other driver Car insurance details of the other driver and car owner if. The time date and exact location of the accident. Your policy will likely cover some of the expenses associated with the accident including repair work and medical costs.

Make a note of what you want to say so that you dont forget to tell them any important details. But make it crystal clear that this is for information only and you dont wish to make a claim. One common type of supplemental insurance is accident insurance.

The policy pays out a benefit if you are. The police need to know whose fault it was to determine how to document the accident. However you do have to inform your insurer if youve been in an accident.

Usually car insurance policies state that you must tell your insurer about any accident even if it was minor and you dont want to claim on your insurance. In other words if there is no insurance record then theres very few ways of knowing it depends on how good the repairs were. Yes - if youve been in an accident you do have to tell your insurer.

Include any photos you have as. Damage to the vehicles damage to objects the cars came into contact with and any injuries sustained by passengers or other road users. If your words are taken out of context or you speak too soon you may not acquire the funds you deserve after an accident.