Terms for Breast Cancer life insurance will depend on a number of factors which will be assessed by underwriters such as.

How to get life insurance after breast cancer. Grade and Stage What treatment did you receive eg. Root who specializes in helping people with health issues find coverage says the most important factors life insurers consider for breast cancer are. If your diagnosis doesnt affect your long-term risk you may be eligible for typical coverage.

Cancer falls into the category of high-risk life insurance due to its complicated nature and the fact that only a limited number of insurers will offer coverage to you. Can I get life insurance if Im diagnosed with breast cancer. The waiting period also depends on the severity of the cancer you had at the time of diagnosis.

Term life insurance is the most affordable life insurance option but it also does not last forever. You can get term life insurance with a history of breast cancer if you can pass underwriting. Work with an agentlife insurance company that is licensed by the state insurance department.

Cancer Life Insurance Overview. If I can qualify medically what are my options. Guaranteed issue life insurance is most often available to people over 50 but if you are under 50 and living with cancer it may be possible to purchase a guaranteed issue policy with some insurers.

What date were you diagnosed with Breast Cancer and what age were you How aggressive was your Cancer eg. You might consider adding an accelerated death benefit which gives your beneficiaries early access to your death benefit if youre diagnosed with a terminal illness. A critical illness rider also can provide a cash benefit to help you pay for treatment if you have a.

Life insurance riders for cancer. After a breast cancer diagnosis the insurer may choose from one of four options when extending coverage. Underwriting Breast Cancer When you apply for life insurance the life insurance company evaluates your application to determine how much risk you are to insure.