Insurance premiums tend to vary on a case-by-case basis.

How to determine how much auto insurance you need. To calculate the right amount of umbrella insurance for you there are many factors you and your insurance agent will look at. Insurance companies can gauge how much it will cost to repair a car based on its make and model. Both of these coverages protect your vehicle from physical damage.

For example if your state requires you to carry bodily injury liability at 50000100000 a year you may also have to carry uninsuredunderinsured coverage at 50000100000. Enter the price of the vehicle length of loan and other variables to see how much your payments would be on a loan for a car you want to buy. How much you drive where you park your car at night whether you drive for personal reasons or business and who else may drive your vehicle.

3 Steps to Determine How Much Car Insurance You Need Find out your states minimum coverage requirements. Once youve got the result you can click on Amortization which will produce a table you can print showing the monthly break-down with payment dates and a. Consider Optional Coverage You May Need.

Your Nevada Insurance Enrollment insurance agent takes into account several different factors when helping you determine how much auto insurance coverage you need. Dont forget to look at your states laws when choosing the right auto insurance coverage. Find out the types and levels of coverage your state requires.

Its a good idea to bump that up to at least 300000or more if you can afford to do so. How to calculate how much car insurance coverage you need Comprehensive and collision coverage. Most homeowners insurance policies have at least 100000 in liability coverage.

So if the combined value of your home car other property savings and investments is 200000 you may want to get at least that much of car insurance coverage. Compare the cost of collision and comprehensive coverage to the cash value of your car. 6 You can calculate how much you need by adding up.