I would write chexsystems a letter and say hey what the heck and see if they wont override some of those inquiries for you.

How long does report stay on chexsystems. If they confirm that information is wrong or incomplete theyre bound by federal law to correct it. ChexSystems and your financial institution must research the dispute within 30 days. According to ChexSystems reported information typically stays on your ChexSystems report for up to five years.

Under the Fair Credit Reporting Act certain negative information may be reported for up to seven years. It could stay on your credit report indefinitely but will likely be removed ten years after it was closed based on the credit bureaus guidelines for reporting closed accounts. This report will show the banks that have reported you to ChexSystems.

Negative information on your ChexSystems reports will stay on your record for 5 years. How long does the closed account stay on ChexSystems file. Generally negative information remains on ChexSystems andor Early Warning Services EWS consumer reports for five years.

Five years is the length of time for bad checks etc and could be the same for inquiries. Is getting a checking account while on ChexSystems impossible. How Long Does a Report Stay on File.

How do I get it deleted. According to ChexSystems current policy each entry in your report will be deleted after five years unless noted otherwise in the table above. This may seem similar to a credit score but ChexSystems is an entirely different scoring process.

Our current practice is to retain record of reported information for a period of five years from the report date unless the source of the information requests its removal or ChexSystems becomes obligated to remove it under applicable law or policy. The decision to delete a report is entirely up to each bank or credit union and its individual policies. ChexSystems scoring ranges between 100 and 899.