If your personal car insurance policy has comprehensive and collision coverage your car insurance policy will probably pay for any damage or loss to the rental vehicle.
How long does insurance cover rental car after accident. There is no fixed limit of days for coverage like under your own policy. However you might be entitled to a rental car after a car accident. However if you have a deductible on your car insurance you will be required to pay that same deductible on the rental car after an accident.
If your car is a total loss you need to be aware that at-fault insurance companies will only let you stay in a rental car for a few days like 2-3 after they make you an offer on your cars fair market value. Rental coverage pays for the cost of a rental while your vehicle is repaired after an accident. The negligent drivers insurance company is responsible for paying your car rental while your vehicle is being repaired or replaced.
Rental reimbursement coverage will help you pay for a rental car as part of a covered auto insurance claim. Learn more about rental reimbursement coverage types. Most major auto insurers cover rental cars for up to 30 days.
Once that money is gone they will not pay anymore. Your insurance company will provide you a vehicle for as long as it says in your policy. Check or read the fine print to see what this insurance does or does not cover.
At Progressive if you have rental car reimbursement on your policy youre covered for the cost of a rental vehicle for up to 30 days. For example Geico generally covers private passenger vehicles rented for 30 days or less. Rental Car Coverage On Own Insurance.
In either situation you are without a vehicle. For exampleyour rental car coverage might be 40 a day with a maximum payout of 1000. Refer to your own auto insurance policy for details as coverage and limits vary by insurance policy.