FYI this is from Chexsystems paperwork.

How long do i stay on chexsystems. To submit a request on behalf of a minor you must submit the request by mail or fax and you must include all of the following documentation. The account history will stay on your report for five years but you can pay off outstanding balances owed to the banks. Like most other negative information on your ChexSystems reports the record of paid liens and evictions can stay on for seven years.

10 yearsIn a Nutshell ChexSystems reports are a record of your bank account history. How long does it take to get out of ChexSystems. If they confirm that information is wrong or incomplete theyre bound by federal law to correct it.

One of those is the option to request a free consumer report. Our current practice is to retain record of reported information for a period of five years from the report date unless the source of the information requests its removal or ChexSystems becomes obligated to remove it under applicable law or policy. According to ChexSystems reported information typically stays on your ChexSystems report for up to five years.

Are there any banksCUs that dont pull Chex. If the institution or merchant that reported the information requests that it be removed or if an applicable law requires the informations removal then it will be removed prior to the five-year time period. Depending on the type of account activity or public record thats been reported a negative mark could remain on your ChexSystems report for up to 10 years.

How long does a closed bank account stay on your record. ChexSystems isnt required to delete accurately reported information but every bank is responsible for updating the payment status on a delinquent account thats been settled. You must be 18 years of age or older to submit online requests to ChexSystems.

This may seem similar to a credit score but ChexSystems is an entirely different scoring process. Chexsystems is also subject to the FCRA. How long do inquiries stay on Chexsystems report.