If you want to add additional drivers to your rental youll need to add them to the rental contract.

How does insurance for rental cars work. Hire car insurance works quite differently from the insurance youll have on your own car. This insurance covers you for damage you may inflict on other people including their property while driving a rental car. When you pick up your rental car youll need to provide the rental company with your drivers license and some sort of record of insurance either through your primary insurance the credit card you use when paying for the car or a third-party insurance policy you add to your rental.

For example when it comes to liability insurance if you cause an accident while driving the rental car your liability insurance would pay up to your policy limits for the damages done to other cars. Youll automatically have this coverage if its included. It costs up to 10 per day.

Credit cards often provide coverage for rental cars assuming you have used the card to pay for the rental and the rental is in your name. How Does a Rental Car Reimbursement Work. Currently we offer our customers Damage Waiver Personal Accident Insurance Personal Effects Coverage.

For those who dont have regular policies or whose policies dont cover rental cars most rental car companies offer coverages for personal injury and death of the driver and passengers damage to personal property and additional coverage for injury or damage to others. If you dont already have an insurance policy that protects you while driving a rental car or if your driving history puts you in a position where the rental agency thinks youre a high risk you might be required to purchase rental insurance or make a down payment. The rental company will do a quick background check of your driving history and the type of insurance you have.

Personal Accident Insurance PAI. Rental car insurance is offered to you at the counter when you pick up your vehicle. 2 Theft Protection Protect yourself against theft even if only attempted.

In most countries every rental car needs a basic package of three types of cover but how you get them varies. All rental cars have to have three basic types of cover to be on the road. For most renters who are already covered by personal health policies or travel policies this policy may not.