Youll need to be the primary renter listed on the car rental contract.

How does chase rental car insurance work. This option hasnt gotten a ton of love mostly because it is secondary. In order to receive this coverage you must reserve and charge the rental car with your eligible Chase card and refuse the car rental companys CDW coverage. The rental car coverage that comes with the Chase Sapphire Preferred card provides protection if your rental car is involved in an accident or is stolen.

Personal Effects Coverage PEC. To make sure youre covered by credit card rental car insurance youll need to do each of these three things in most cases. The Chase Sapphire Reserve and Chase Sapphire Preferred card both offer users an auto rental collision damage waiver CDW.

Normally it costs between 2 and 5 per day. Provides reimbursement for damage due to collision or theft for most rental vehicles when traveling within the US and abroad. Chase Ultimate Rewards can be earned from 6 personal and business credit cards.

Auto Rental CDW reimburses you for covered losses to the rental vehicle while it is in your control or in control of another Authorized Person. American Express Premium Car Rental Protection. Your primary insurance would cover an accident.

If you do have your own auto insurance policy you frequently rent vehicles and youd like coverage from your credit card you should apply for a card that offers primary rental car insurance. This insurance offers you coverage for theft of or damage for your personal property while you are traveling with your rental car. How much does Mastercard car rental insurance cover me for.

Usually this coverage is bundled with PAI. Outside your country of residence you do not have to claim payment from any other source of insurance before receiving coverage. This insurance generally costs up to 10 per day.