Call your insurance agent the Friday before you buy the car and provide him or her with all the details.
How do you insure a car you just bought. I recently just bought a family members used car. Youll usually want to inspect and test drive the car youre looking to buy in person if possible. Go to your local Department of Motor Vehicles.
Do I need to get insurance for my car injusy bought right away. This will include the vehicle identification number VIN the purchase price and various other important items including the policys effective date. If youre test driving a car with the intent to purchase it for your personal use most insurers cover you for the use of non-owned cars test-drive vehicles and loaners.
When you buy a vehicle from a dealership representatives can also help you find the right coverage for your new car on site. Display your temporary tag prominently on your vehicle. Be sure to set this for the date you buy the car and youll be ready to go.
Luckily getting car insurance is fairly easy to figure out. Getting insurance quotes before you buy is also smart so you know how much your insurance will cost. If you have an existing car insurance policy and youre buying a used car your current coverage may include a grace period for newly purchased cars.
Still before you get too excited about the prospects of buying a new car you must first realize the steps involved to make sure that its ready for the road in a legal sense. Contact your insurance company and let them know youve bought a new car. If you already have car insurance in place for your old vehicle some insurance companies allow the buyer a grace period to get everything in order.
This offer may suit you but for many its often expensive and inflexible meaning that youll have to pay extra for cover you dont want. In most states car insurance is required by law so driving without car insurance can land you in big trouble. Purchase car insurance after youve bought the car.