Geico Geico accident forgiveness is free for qualifying safe drivers after five years.

Geico auto insurance accident forgiveness. We waive the surcharge associated with the first at-fault accident caused by an eligible driver on your policy. We waive the surcharge associated with the first at-fault accident caused by an eligible driver on your policy. 1 You need to have been accident free for a specific period of time.

Do not admit fault or reveal your policy limits. Either way youll need to qualify for it. This coverage is not available in California Connecticut or Massachusetts.

Geico allows policyholders to receive accident forgiveness for free either by maintaining a clean driving record or purchasing coverage as an upgrade to an auto insurance policy. Each insurer has their own requirements but generally theyre looking for three key things. Its also available to purchase as an upgrade on your auto insurance policy.

Drivers can also purchase it as a supplemental coverage option although the cost varies by state. Each insurer handles this differently. Its available as a paid upgrade to all qualifying drivers but those who have been with.

Theyll send an officer if necessary. Number of claims youve made in the past. GEICOs an auto insurance company thats been saving people money for more than 75 years.

Bodily injury liability is designed to protect the other driver in the event of an accident and is the only level of auto insurance legally required in most states. To upgrade your policy with Accident Forgiveness GEICO will check a variety of things to determine if you are eligible. We waive the surcharge associated with the first at-fault accident caused by an eligible driver on your policy.