If you rent a U-Haul trailer for example you will need the coverage offered by the company as the trailer is not likely to be covered under your personal car insurance.

Does your car insurance cover your travel trailer. Back to AAMI Search Page. Neither will the coverage extended by some credit card companies when you are driving a rental car. Your current auto insurance policys liability coverage may or may not already extend to your trailer.

For your travel trailer to be covered by your automobile insurance it may also need to be owned by you and registered in your name. Depending on your policy it may only cover driving-related accidents like rear-ending another vehicle or running into a mailbox. If this cover is right for you then this might be one of the most cost-effective options.

Car insurance trailer coverage typically extends to flatbed pop-up fifth wheel and travel trailers. A towable camper is usually covered by your car insurance while on the road. The liability insurance that covers the lead car truck or SUV should extend to the towed trailer.

Because travel trailers are not drivable themselves they require being pulled by another vehicle. In most cases a personal auto insurance policy will not cover a rented trailer. Generally speaking your insurance may cover your trailer when youre transporting it for liability coverage only.

Sometimes this will be automatically included in your car insurance while at other times you may find it as an optional extra. However this typically only applies to liability coverages. Car insurance with trailer cover You can get car insurance policies that also cover trailers.

It does not cover damage caused to your trailer or its contents. However your auto insurance policy will only cover basic liability. This means that if your camper were to come unhooked or if you hit someone with your camper while towing it your car insurance would cover you.