However every auto insurance policy is different.

Does your auto insurance cover a trailer. You will need to look at the details of your existing auto insurance policy to make sure that your trailer is covered in case of an accident or other damage. To be covered for any physical damage to your utility trailer youll need separate utility trailer insurance. If you want better protection for your own property you will need to have RV Insurance.

Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer. Verify this with your insurer before you use it. Your auto insurance policy will protect you against any damage or injuries youre liable for while pulling your utility trailer but it wont cover any damages to the trailer or the contents inside.

In most cases a personal auto insurance policy will not cover a rented trailer. Here are some common questions you might ask. Naturally you have personal car insurance coverage to protect your investment in your vehicle and to shield you from liability in case of a crash.

Home Insurance Blog Does My Auto Insurance Cover My Trailer. RV insurance covers many of the similar risks that auto insurance does including collision comprehensive and liability coverage. Auto insurance may cover small trailers that easily attach to your vehicle.

If youve got a travel trailer or camper that hooks up to your regular car or truck then your liability coverage from your regular auto insurance policy will cover your trailer while its hooked up assuming that youve told your insurer about your travel trailer. Skip to the content. Generally your car insurance coverage will extend to your trailer.

Additionally factors such as the type of trailer being pulled and whether or not it is a rental will impact coverage. Does the trailer need to be listed on my policy. Auto insurance policies will not typically cover a rented trailer though.