If you pay for your rental car with a USAA credit card you have secondary coverage for damage and theft of the vehicle up to 50000.
Does usaa cover rental cars in mexico. In most cases your USAA car insurance will extend to your rental car the same coverage limit as you have for your primary vehicle when you rent in the United States. Secondary coverage means that your credit card will only pick up any charges your personal auto insurance policy doesnt. Or Canadian auto insurance does not cover them when driving in Mexico.
Just like in the US there are two types of car rental insurance in Mexico. However AAA only offers these policies to their clients in California New Mexico and Texas. In all other countries USAA car rental coverage is primary.
Call Us at 210-531-USAA or 210-531- 8722 NOTE. This means you claim directly with the USAA benefit administrator for a covered incident. Most of the credit card insurance programs offer secondary coverage.
Many people are surprised to learn that their US. Still having collision and comprehensive coverage on your regular vehicle may not protect you from every charge the rental company could impose. In the case of an accident in a rental car you will pay the deductible on your auto insurance policy and then your insurance covers the remainder up to your policys limit.
So if youre heading south of the border youll need additional coverage for the family wagon. Isnt covered by your USAA policy for liability and physical damage. USAAs Visa and American Express card benefits include rental car insurance.
Auto insurance policies will not cover Mexico. You should purchase a rental policy from a Mexican insurance company to cover your rental. Does Your Car Insurance Cover You In Mexico.