Auto insurance policies will not cover Mexico.

Does usaa cover rental cars in mexico. If you rent through USAAs Alliance Services which offers exclusive discounts on car rentals and other services your policy will cover the damages previously mentioned. So if youre heading south of the border youll need additional coverage for the family wagon. 7 days ago USAA rental car insurance and reimbursement policy Auto rental reimbursement coverage is designed to pay for the cost of a rental car while your vehicle is being repaired after an accident.

Auto insurance doesnt cover you when you rent a car overseas or in Mexico. You should purchase a rental policy from a Mexican insurance company to cover your rental. But Mexico has a mandatory insurance requirement that makes declining coverage a potential minefield.

This means you must make a claim through your insurance company before claiming through your USAA policy. Still having collision and comprehensive coverage on your regular vehicle may not protect you from every charge the rental company could impose. In most cases your USAA car insurance will extend to your rental car the same coverage limit as you have for your primary vehicle when you rent in the United States.

Policies from AAA range from one day to a year and offer anything from basic liability to extended coverage for cars RVs trailers. Collision damage and liability. Although your USAA auto policy may provide limited coverage for any loss or damage that occurs within a certain distance from the US-Mexico border check your policy for details it doesnt provide the insurance legally required for travel in Mexico.

The dirt-cheap Mexican car rental rates dont include insurance which can triple the cost of the rental. Although true some US. This means you claim directly with the USAA benefit administrator for a covered incident.

Since you live in California you shouldnt have a problem. If you pay for your rental car with a USAA credit card you have secondary coverage for damage and theft of the vehicle up to 50000. USAA Car Rental Discounts and Benefits Enterprise Rent-A-Car.